You sh0uld be able to get to this first milestone within a month or two. By saving $1,000 quickly, you have extra funds to get you through any little speed bumps. It’s going to rain, so you need an umbrella. If you have no buffer and you put all your extra money toward your credit card debts, there’s only one place to go when trouble hits… the credit card. There’s nothing worse than trying to get your money in order and starting to pay off your debts, only to have a blown radiator or a doctor’s bill to throw you off course. If you’re willing to make a few little sacrifices along the way, you can turn your financial life around quicker than you ever thought possible.
These steps are obvious – there’s nothing revolutionary here, just plain and simple steps that work.
If you find that you’ve dug yourself into a hole, stop digging!ĭave Ramsey, the leading personal finance guru, shows us some simple steps for getting our money back in order. If your personal finances are in a mess, there is perhaps no activity that is higher leverage than getting them sorted.
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